How Much Will I Actually Walk Away With After Selling My Home?

What Comes Out of Your Sale Proceeds?

Here’s a quick overview of the most common seller closing costs in Indiana:

• Agent commissions (typically 5%–6% total if buyer request seller to pay their Buyers Agent Commission)

• Title insurance + closing fees

• Unpaid property taxes (prorated)

• Remaining mortgage balance

• HOA fees (if applicable)

• Seller-paid concessions (if negotiated)

• Repairs or inspection credits

• Final utility bills (water/sewer if required before closing)

It adds up — but not as much as you might think if you’ve built up equity.

Real Example: $300,000 Home Sale in Indianapolis

Let’s say you’re selling your home for $300,000 and you still owe $210,000 on your mortgage.

Here’s a rough sample net sheet:

Item	Estimated Amount
Sales Price	$300,000
Realtor Commissions (6%)	-$18,000
Title + Closing Fees	-$2,500
Prorated Taxes	-$2,500
Remaining Mortgage Payoff	-$210,000
Estimated Net Proceeds	$67,000

(Note: This doesn’t include any negotiated repairs or concessions, but gives a good ballpark.)

How to Maximize Your Net

Want to walk away with more? Here are a few things that can help:

• Prep your home before listing — better presentation = stronger offers

• Price it right from the start — overpricing can lead to price drops (and longer days on market)

• Negotiate smart — structure the deal in a way that minimizes seller-paid costs

• Time it well — selling when demand is high can spark competition

We’ll Help You Estimate It Before You List

Before you ever sign a listing agreement, I’ll run a custom net sheet for your home based on your loan payoff, property taxes, and estimated closing costs — so you know what to expect and can plan your next move.

Want to know what your home could sell for in today's market? Click the link below https://www.bestliferealtygroup.com/valuation