What Homebuyers Are Regretting in 2025

The market in 2025 has been anything but predictable. With interest rates still higher than most buyers are used to, and competition in certain price points heating up, it’s easy to get swept up in the pressure and overlook important details. That’s exactly what’s leading to buyer regret.

Here’s what I’m hearing from buyers after they’ve closed, and how you can avoid the same mistakes.

1. Rushing into the wrong house just to lock in a rate - Rates are a hot topic, no doubt. But too many buyers are choosing a home they’re not excited about just to “get something” under contract. Six months later, they’re stuck in a home that’s too small, in the wrong area, or missing key features. The better move is to take a beat. Don’t let rates rush you into a decision you’ll feel trapped in.

2. Skipping inspections or ignoring red flags - In multiple-offer situations, some buyers are still waiving inspections or overlooking obvious issues just to win. Then the repair bills start rolling in. Always budget for an inspection and lean on your agent to negotiate smart. Even in a tight market, there are ways to protect your money.

3. Overlooking resale value - What works for you today might not be easy to sell in five years. Location, layout, and school district all matter, even if they aren’t your top priority. I’ve seen buyers fall in love with quirky homes that are hard to resell, especially in niche areas without strong appreciation. Think long term, not just emotionally.

4. Not fully understanding their loan or monthly payments - Between adjustable rates, buydowns, and lender credits, loan terms are more complex than ever. A lot of regret comes from not asking enough questions up front. Before you sign anything, make sure you understand how long incentives last, how your payment could change, and what it looks like in one, three, or five years.

5. Trying to time the market instead of focusing on lifestyle - Waiting for the “perfect time” has cost some buyers real opportunities. Others bought too quickly because they feared they were missing out. The market is always moving. The better question is whether this move makes sense for your life right now.

How to Avoid Regret - This isn’t about finding a perfect house or perfect rate. It’s about slowing down just enough to make smart, well-informed decisions without letting the market dictate your every move.

If you’re planning to buy this year, I’m happy to help you map out a strategy, connect you with a trusted lender, and walk through all the questions most people don’t think to ask until it’s too late.

Send me a message, or download my Buyer Guide and start planning ahead.